#85 Zero Days

There is this phenomenon that occurs that helps accelerate the journey to Early Retirement. It can be elusive to many struggling to save money and a regular occurrence for those well on their way to Early Retirement. Yesterday it happened for me. I had a #ZeroDay.

A Zero Day is a day when you don't spend any money, your wallet stays in your pants or in your purse. Not once do you need to recall from memory your credit card information. You don't tap your phone on a card scanner. You don't use 1-Click to pay for anything. And you don't line up to see a cash register. It's a serene day where you open your expense report and realize you don't have anything to enter into it. 


Yesterday was our 53rd Zero Day of 2017! Over one Zero day per week is a good achievement. 

How You Can Get More Zero Days

1. Make conscious decisions

2. Pack a lunch

3. Drink the free coffee or tea at work, or bring your own from home

4. Cooking dinner also saves you a ton of money instead of eating out.

5. Skip the afternoon snack and eat some fruit you brought from home

6. Don't put yourself in situations where you could make an impulse purchase. Your self-control is limited, if you go "window shopping" at the end of a busy day at work, your self-control could be exhausted and turn that "window shopping" into a non-Zero day.

7. Don't enable 1-Click shopping with Amazon and other vendors. Putting up even a small annoyance can be enough of a gateway to stop you from making purchases you don't really need (and sometimes don't even want).

8. Go for a long walk on a beach or park and talk with your significant other rather than spending $9 on popcorn/pop and $26 on a movie. Sometimes the free option ends up being more productive as well. 


Save Money Retire Early is written by Jon Lo, a barely 30 something optimist, and personal finance guy. I believe anyone can be rich or poor, it's what you save that makes the difference.

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